Although most business owner policies (BOPs) do provide Commercial Property Insurance coverage, this most often pertains only to the actual structure of your business. Under a BOP, generally, the structure of your business is covered from events of “peril” (i.e. weather-related damage) and causes of loss (i.e. Robbery). What about the furniture, computers, and equipment in your building? Who will cover the cost of replacing an outdoor sign?
Why do I need a surety bond for my business?
Example: An electrical contractor may need contract bonds to guarantee the performance of construction contract or to guarantee the supply of goods and materials. Most public works projects required Bid. Performance and Payment bonds from the contractor. These bonds will guarantee the contractor's performance according to the terms of the contract with the project owner. To learn the specifics of our Bond services for large companies and contracting services, feel free to call and speak to any of our dedicated agents today.
License bonds guarantee the Principal will comply with applicable codes and regulations established by the Obligee. (The Obligee is usually a government entity such as a City, Town, or State.) Permit Bonds grant a Privilege.
At New Horizon Insurance Services we take the time to truly recognize your insurance needs so that your personal assets are protected at the most competitive rates. Our comprehensive solutions cover a wide range of risk.
Discounts that could significantly lower your insurance premium aren't the only reason to place your insurance policies with us. Competitive pricing, customer service, and peace of mind are more reasons to put us to work for you. We'll help you design a policy to meet your needs. We'll show you what coverage may be available and how to get the personalized protection you need. The fact is that things change, times change, and chances are your policy may need to be updated to meet your changing lifestyle. You've worked hard to get where you are, and you have a lot to look out for. You deserve the right policy at the right price.
New Horizon Insurance Services wants to be here for you to meet all of your insurance needs. Our extensive experience has enabled our dedicated agents to manage multiple policy lines all while saving you valuable time and money.
Remember, no matter where you are located, whether it's Fresno insurance, Clovis insurance, Madera insurance, Oakhurst insurance, Merced insurance, Kerman insurance, or anywhere else in the Central Valley, or state for that matter, one of our dedicated independent agents would be happy to serve you!